Mortgage Services Overview
Mortgage lenders today operate in a highly competitive business climate, grappling with challenges that essentially include:
- Loan processing capability
- Tighter regulatory compliance
- Increasing instances of fraudulence
- Optimizing turn time
- Sharp volume deviations
At Infinity Servisols, we bring innovation-driven process transformation that will streamline your mortgage lending operations, helping you improve business agility, increase competitiveness and deliver differentiated customer experiences.
Origination
Supported by reliable data and analytics, we help you gain actionable insights to make business decisions that are in your best interests. Our in-depth expertise enables you to improve the loan volume, reduce costs, expose fraud and mitigate risk.
(a) Indexing
Split of documents and classification of documents as per document types.
(b) Loan Boarding
Entering initial information from 1003, Income, Credit, Title & all disclosures available.
(c) Pre-QC
Verifying the data entered in Calyx or Encompass360 & informing the Loan officer on missing documents & findings.
(d) Third Party Document Ordering & Reviewing
Title, Appraisal, HOI, FHA case etc.
(e) Initial Submission to U/W
Clear Underwriting Conditions to take the loan to clear to close and uploading the loan package
Closing
Against the backdrop of increased scrutiny, more paperwork and stringent compliance, we ensure your closing process is efficient and hassle-free.
(a) Pre Closing QC
Check and ascertain the loan for outstanding conditions and validate that the information is authentic, complete and syncs with the origination system.
(b) Closing Discloser Review
Draw and balance the closing disclosure.
(c) Closing
Draw the closing docs and closing instructions, approve Closing disclosure.
Funding
(a) Prefunding Review
Take up examination of all documents used at closing to ensure totality and check the veracity of the borrower information in context with the origination system.
Post Closing
With our proven abilities to effectively handle all back office tasks related to post closing, we ensure you a smooth, streamlined mortgage post-closing experience underlined by swift processing.
(a) Shipping
Creating post-closing package as per state regulatory guidelines and send it to investors.
(b) Post Close QC
Coordinate with investor and clear the stipulations in order to make the loan saleable to investors and thereby agencies
Contact Us for more Information.
At Infinity Servisols, we bring innovation-driven process transformation that will streamline your mortgage lending operations, helping you improve business agility, increase competitiveness and deliver differentiated customer experiences